People with lower incomes benefitted less from the house-buying scheme than those with high incomes, the influential think tank says.
The triple lock guarantees that the state pension is not overtaken by inflation or wage increases.
The number of homes sold in the US hit a nine-month low, with economists warning of the slowdown could worsen.
The conflict in the Middle East has increased pressure on the cost of petrol, household energy bills and even food.
Mortgage rates have been rising and hundreds of the cheapest deals have disappeared over the last month.
Increases in the National Minimum Wage and National Living Wage mean 2.7 million workers will be paid more from April.
Families on some benefits with three or more children will get an average rise of £4,100 a year.
The age at which people can start receiving the state pension is going up in stages over the next two years.
A crackdown on "subscription traps" could save the average person nearly £170 a year, according to the Department for Business and Trade.