BBC's Hazel Shearing looks into student loans and how to repay them.
Lizzy, Charlotte and Libby studied at the same time, but their student debt now looks very different.
Many students getting their results will be looking at how to pay for their time at university.
With rising tuition fees and living costs, do higher graduate earnings cover the cost of a degree?
Large student loan repayments hold people back, says graduate who opposes maternity leave interest.
Changes will spell out that governments can change rules and that career choices affect repayments.
More than 120 MPs and peers have asked John Healey to carry out an "urgent review" of repayments.
She says she stands by past comments that the interest charged on Plan 2 loans is "egregious".
